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I wan to buy a shop house. My income per year is 150k. I am 50 year old. I have hdb house still paying mortgage. How much loan can I get from banks. What is the property budget that I shd look for ?
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5 Answers

Robbie Chen Chee Howe
Hi James,

Income varies from being an employed person and a self-employed person. Your existing liabilities plays a part in determining your Total Debt Servicing Ratio (TDSR) too.

It will be best if you can speak to a banker for a more accurate assessment of your loan.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market. If you need a banker to call you with regards to loan matters, I can also recommend my trusted bank partners to you.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi James

It is best to speak to a banker, I have the relevant contacts if you need them.

Feel free to contact me @ 91147421  to further discuss and find out how we can assist you with your property plans.

Thank you

Jeremy He
R057411F
ERA Realty Network Pte Ltd
Estate Agent no. L3002382K
229 Mountbatten Rd, Mountbatten Square, Singapore 398007

(M): +65 9114 7421 
(E): jeremyherj@gmail.com Read More
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Look for a banker who can assist in commercial property purchase and work out the sums to find out how much loan are you eligible to undertake based on your income and age, before working out the price range of property you can target. That will save up plenty of precious time in the entire process of purchase.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Claim your free home report today at http://bit.ly/ClaimFreeReport.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

G.A Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! Read More
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Hi Mr James

Please contact me and I can answer all of your queries.

I have helped many HDB owners build their assets via commercial properties using creative yet useful strategies.

Do give me a ring anytime

Cheers

Lim Kah Seng
HP : 8-3333-222 Read More
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Hi James,

Have you purchased the property yet?

If you have not, will you consider investing in a Medical Suite or Retail Space in a mall in East Coast?

Pricing has just been revised downwards, making it a very attractive buy. With the upcoming Mrt within a short walk and high traffic volume, both rentals and sales price will increase making it a very good investment.

Hope to share more details with you! Kindly contact me on my mobile (text/whatsapp/call) to discuss further.

Bhavina Kaur
ERA Realty

M: +65 9170 8295 
E: bhavina7777@gmail.com
W: investbuysellrent.com
F: facebook.com/bhavina.real.estate Read More
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